Individual & Family Insurance Policies
Voelker Insurance Agency LLC is here to help you find a Life insurance policy. Call (574) 310-9718 today. We proudly serve the Michiana area, along with clients in 8 states.
Final Expense Plans
Have you ever known someone where a family member died, and their family suddenly needed to scramble to get money to pay for basic funeral expenses? Headstone, Funeral Home, Church, Flowers, and Food, are all common expenses related to burial. Even a simple cremation has a cost involved, and if you don’t have money set aside in savings, you may be leaving a burden for your family. No one wants that!
Final Expense Life plans are easy to qualify for, affordable, and involve NO MEDICAL EXAM. These are permanent plans, and your benefits and premiums stay the same during the time you own your plan. At Voelker Insurance Agency, we work with several carriers to help you find great rates and a plan that best fits your situation. Life Insurance Benefits are paid to your family TAX-FREE!
Here is something else for senior couples to consider for income. While you are both living, you are both receiving Social Security Benefits. When one partner dies, the surviving spouse may choose which benefit check they wish to receive – but you can’t get both! This may create a shortage of income. Final Expense insurance can serve as a way to make up that income deficit!
We may even be able to help you if you’ve had health issues, and you may apply for a plan up until Age 85.
Contact Me for a free quote today!
Term Life Insurance
Term Life is generally used to pay off debts which should eventually disappear. According to Life Happens, if a loved one would suffer financially when you die, then you need life insurance. Life Happens even has a calculator to help you see HOW MUCH INSURANCE you may need!
Term Life Insurance is also common when your employer offers Life Insurance as a benefit. With Term, you have a Death Benefit, which pays your beneficiary when you die during a specific period. Generally, younger people (under 50) are good prospects for owning Term insurance, although Term can also be available for people in their 60s if they so choose. Life Insurance Benefits are paid to your family TAX-FREE!
Contact Me for a free quote today!
Whole Life Insurance
Whole Life is used when you need a plan which doesn’t expire. Final Expense plans are Whole Life (Permanent) plans. For someone who has wealth and wants to be able to leave a legacy to their loved ones, there is certainly a place for using Whole Life insurance. We work with various carriers to help you find the plan that best fits your situation.
Contact Me
for a free quote today!