Experienced Insurance Agency
Voelker Insurance Agency LLC will help you find the right coverage, from dental insurance to accident plans. Call (574) 310-9718 today. We proudly serve the Michiana area, along with clients in 8 states.
Dental/Vision Plans
According to Great Senior Living, seniors are at a much higher risk for dental issues. Crowns, Tooth Decay, Oral Cancer, Dentures, and Implants are topics we discuss while getting to know our clients, and you'll want to find ways to address these needs.
Many Medicare Advantage plans offer at least basic benefits to you with Dental, Vision & Hearing for routine care. You may also see value in having separate coverage for Dental, Vision & Hearing.
Contact Me to see which plans in your area may best fit your needs!
Hospital Indemnity Plans
Everyone asks the question – "What would happen if I had a major Hospital stay or serious illness?" Medicare Supplement (Medigap) plans will help, but only cover what Medicare A & B cover. Medicare Advantage plans are generally much more affordable monthly than Medigap but may leave you exposed to major medical expenses, such as Hospital or Outpatient Testing or Skilled Nursing. Here is where a good Hospital Indemnity plan provides excellent value!
Senior Health Solutions tells us that these plans offer you cash when you need it most. Hospital Indemnity plans enhance your coverage, especially when paired with your Medicare Advantage plan. Often the monthly rate on these plans is less than half the premium on a Medigap plan! Even better, once you are enrolled, your rate stays the same, unlike Medigap!
Contact Me
for more information on how to boost your coverage with Hospital Indemnity.
Cancer Plans
No one wants to think about cancer. It happens all around us with family and within our circle of friends. It can strike people of any age, but there is also no doubt that seniors have a greater risk. Cancer may also trigger many indirect costs not covered under Medicare plans. Are you covered if you suddenly learn that you have cancer?
American Senior Benefits shares why having cancer coverage may help cover indirect costs from cancer. It's likely more affordable than you think!
Contact Me for a free quote and information.
Critical Illness Plans
Seniors also have more risk for Critical Illnesses – Heart, Stroke, Kidney, Parkinson's, and Alzheimer's, to name a few. While no one wants to think of something like this happening, you may want to be covered in case it does. Medical expenses can be devastating, and Critical Illness often triggers a variety of indirect costs which your Medicare plan may not cover.
Forbes
shares information on why a Critical Illness plan may be beneficial to you. There are different plans and benefit amounts that can fit your needs and situation to make sure you have coverage for potential critical illnesses.
Contact Me for more information.
Accident Plans
Did you know that about 35 million injury-related visits to the emergency room occur in the United States? These accidents can lead to unexpected expenses that can put a dent in savings or cause debt.
Accident insurance pays you benefits after you suffer an insured injury from a covered accident like a severe burn, broken bone, or emergency room visit. In certain situations, it's also possible to use the benefit after diagnostic testing like X-rays, even if the results show no bones are broken. Contact Me for information. It's surprisingly affordable and may come in handy!